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Small Business Finance Homepage
Reliable small business finance information
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Small business finance: Is it cost effective to get a small business finance loan?
I run a small business on the internet. I want to expand my business a little bit, but I'm not sure of the best way to get the money that will help me with that. Would it be better to continue using the small business finance that I currently have, delaying expansion, or would it be smarter to get a small business finance loan from the bank in order to make my operations bigger now?
Any suggestions for organizing small business finances?
Specifically I am talking about the scheduling and record keeping for a very small business with two employees.I am not a strong book keeper, my business is highly creative and I tend to lose track of the paperwork. Any ideas?
What is the best free software to download for keeping track of my small business finances?
I recently opened a Motorcycle Repair and Customization Shop. I am looking for a free program that I can download to keep track of my small business finances. ie transactions, invoices, customer info, etc. Can anyone suggest a program that will fit this need?Thank you.
How to obtain small business financing from bank?
I currently run a small web based business as an LLC registered in the state of FL. Up until now I have financed my business with money I've saved from working as a waiter and the profit it makes, but now I'm looking to expand and need about $5000. Currently my business takes in anywhere from $1500 $2500 a month and has about a 45 % profit margin.I'm young a student in college and have no credit, have never had a credit card and have never taken out a loan for anything. How do I approach the bank to try to get a loan for my business? What is a realistic interest rate and how likely am I to get a loan?Thanks
Where is the best place for small business financing with bad credit?
I opened a flower shop over a year ago and I made the mistake of not incorporating, our profits are increasing but my credit has been going downhill. We are at the point where my personal funds that started this are depleted and need some working cap. Of course banks won't look at me because of my credit score. We have the potential to make $300,000 per year but without the proper cap we might not succeed in day to day operations.
Small business financing?
I want to open up a small business and I don't know how to finance it. I have horrible credit around 550 and I don't think I could get a business loan. Is there anything out there that I could use to help finance my business?
Small business financing?
Hello, I am a small business that is seeking investors for an upcoming product. My market is mainly musicians speaker cabinets and effects . I am trying to figure some things out with writing proposals or even finding potential investors. I have been in business for 3 years but up until now finances have been fairly steady. I am doing a large convention for the music industry in January and anticipate getting a lot of orders. I need to find some resources for financing. One options is a bank but my personal credit is going to be addressed and I would rather not go down that path to protect my business and my personal credit. Does anyone have any realistic resources for investors or financing for a business like mine? I have a solid website and a nice collection of products that I have built up over the past three years. Thanks I do have a tax ID number as well.
Small business financing?
I am ready with a business plan and want to approach a bank for possible financing, in general what amount of dollars can I look forward to the bank approving a first time small business owner?
Is there small business financing available that will not effect you personally if your biz if it goes under?
I want to open an ice cream shop in my area but I do not want to put my house up for collateral in a loan or if the business goes bankrupt for the lender to be able to come after my personal assetts. Is there financing available? Or anyone know of grants to open a shop.
Small business financing?
I own 2 small businesses and both of them are less than 2 years old. Both turn a profit. 1 is an insurance agency that makes about $4000 a month gross and nets about $2500 and the other is a mail company that grosses about $4000 and nets $1000. The print company's revenues are flat but stable and predictable and the insurance company is growing by about $1500 a year in net income mnth. The issue that I have is that I need to net about $4000 a month to pay all of my personal bills and i'm currently only netting $3500. This creates a shortfall of about $500 $1000 a month. No big deal since my net income goes up by about $1500 a month every June. For some reason the line of credit that I use to cover this shortfall until i'm making enough money was just reduced. I haven't had any late payments since I was in college almost 7 years ago. I'm out of money and apparantly can't borrow any more since my credit line now shows as if it's maxed out since the credit amount was reduced so my credit score is only like 640 660 even though I have a good payment history. Does anyone have any god ideas for a source of financing? It looks like I just need about $10,000 to get me through the next 7 months until I am making enough to pay all of my business and personal expenses and have money left over. I don't know how anyone starts a business anymore, if $30,000 is considered too much debt to get a loan. My fear is that the lack of adaquate funds will cause me to miss a payment which will then snowball because my debt will get it's interest rate jacked way up etc. Any suggestions. I feel like i'm a good credit risk and my companies are doing well, I just need a little more money to get me through the initial startup phase.
Canada small business financing program?
I'm looking for information on applying for Canada small business financing. Would I go into a financial institution to apply for this sort of loan. Do I need to bring my business plan with me. Does it matter if I don't have good credit? Any information would be appreciated I'm looking to open a small fish and chip take out restaurant in Ontario. I would only need about $5000 to get started. Some kitchen equipment needs replacing brought up to code.
Where is the best place to get small business financing?
I just started a landscaping business about a year ago. I ran into very hard times in the fall and got behind on my payments which really screwed up my credit. Now I am full with jobs for almost this whole summer but I need a loan to combined all my loans into one to make it easier to make the payments but I can't get a loan with my bad credit.
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