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If you pay half of your mortgage payment every month will you be forclosed on?


My 3 year fixed rate mortgage ends in October, what happens then?
My partner and I have a 3 year fixed mortgage on our flat which is due to come to an end in October. We have been told that the rate will go to a variable rate automatically however we were wondering if it would be possible to go with another fixed rate? We do not have any equity in the property or anything and no savings to put towards a new mortgage so we were hoping to just carry on with another fixed rate with our current lender. Does anyone know if this is possible??Thanks folks.

Easiest bank to get a mortgage with?
I have 20,000 deposit with perfect credit history.Earn around 22,000 a year and my partner who is self employed earns about the same.Any info would be much appreciated.I just wanted to know if certain banks are easiest to get a mortgage with

What would you do with the extra money if you didn't have a mortgage payment?
We Quicken Loans are nearing our one millionth closed loan and we'd love to know what people would do with the extra money they'd have each month if their mortgage was suddenly paid off. Go on vacation? Put the money into savings or a CD? Save for the kids' college fund? What would you do with the extra cash?

What kind of rate can I expect for an fha mortgage with a 630 credit score?
I am working on my credit to buy a new home. I really want to buy soon after my score reaches 620 and I want an fha loan. what kind of rate can I expect and will it be hard to find a lender?

Refinancing under water mortgage?
I am like millions of homeowners who are under water on their mortgage. I have been trying to get refinanced to take advantage of the lower rates. My current Loan Value ratio is 107 %, which I am willing to pay down to 105 %. I have been current on all my mortgage payments & have excellent credit history scores. Based on this, I was confident to get refinancing. But I got rejected because my original loan had mortgage insurance. A friend told me about this program called HARP makinghomeaffordable.gov . I checked the eligibility criteria and it tells me that I do qualify to get refinancing 1 My loan is owned by Freddie 2 My house is our primary residence 3 I am current on the payments 4 1st mortgage is below 125 % of home value 5 I have sufficient income & excellent credit.I would be grateful if you could share your experiences advice please. Is there a real clause in the rules regarding mortgage insurance on 1st mortgage?

Should we trust mortgage brokers?
With all of the recent press should we trust a mortgage broker?

Can you cut years off your mortgage by paying 2 half-payments a month instead of 1 full payment?
I know this is true, but do you have to have your mortgage set up a certain way?Also, if i make a mortgage payment after the deadline, but before the end of the grace period, am i being charged more interest than if i paid by the due date?I should mention that i have a 30 year fixed rate mortgage

Is is possible to borwe some money for a deposit to get a mortgage?
I am looking to buy a house as to renting. I want to know if the bank would lend me the deposit for the mortgage? As whilst renting i have spent all my savings on upkeep and bills.

Where I can find the latest mortgage rate from bank?
Hello all,I am looking for a website that can tell me the current mortgage rate or mortgage rate trend.Today, I have called several brokers all of them told me that today's rate is highest in recent days. So I would like to find this info myself.thank you

Will banks provide 100% mortgage to buy houses in melbourne?
We are moving to Melbourne on PR visa. Will banks finance 100 % mortgage to buy houses in Melbourne. Pls advise upto how many years we can take to repay the loan and also approx interest rates.

Taking name off mortgage with brother?
So, the sitch is that my brother got a mortgage with his best friend, but his best friend turned out to be a p ssy whipped douchebag, and wanted out the mortgage. Going on close to two years ago we replaced his name on the mortgage with mine, as that was the only thing that would satisfy the bank, but now I want my name off the mortgage. Can anyone be so kind as to give me a general idea of what this process may entail? Thank you

Mortgage help please!?
Are there any lenders out there who are still prepared to offer a 95 per cent mortgage?Many thanksLouise

What to Expect From a Jumbo Mortgage Loan?
Jumbo mortgages are not so different from standard mortgages but there are a few key things that are worth looking in to.

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