Business Homepage

Question: Where can i buy the most affordable business liability insurance?

(Posted by: WholeSaleRunway.com on 2010-03-12 14:39:22)

Hi there, I have a very small start up business and I am in need of liability insurance for a business. Does anyone know a good cheap company to use? By the way it's for a Fashion Costume Jewelry store similar to Claires Boutique

Posted by: welcome news on 2010-03-12, 14:54:15

Depends on what sort of business insurance you want. For instance your liability needs as a shop owner are different from an office which are different from a contractor (working away from premsies), which are different from a manufacturer (working at premises). You can try portwood.co.uk/ portwood-insurance.htm as there are links there - and you can buy some of the policies online- or call them on 0191 4772231 tomorrow and they should be able to better advise you..

Posted by: mbrcatz on 2010-03-12, 16:40:48

No. That's because, most standard companies won't write a business that doesn't have prior insurance, AND, the exact NATURE of the business is critical. You can't buy business insurance directly, anyway - you need to use an agent. For a startup, unless you're something very innocuous like an accountant's office, you'll probably end up in the excess market, anyway. Not all companies WRITE all kinds of businesses - the trick of a good agent, is matching up your TYPE of business, with a company that writes insurance for that KIND of business.